194-196 St. Paul Street, St. Catharines, ON L2R 3M2

St. Catharines, ON

St. Catharines, ON

$999,900
2 bath 3,794 sqft
Selling
Added 3 weeks ago
1 View
Overview
Bathrooms: 2
Square: 3,794 sqft
MLS Number: X13116806
Listing Brokerage: ROCK STAR REAL ESTATE INC.
Listed On: May 12, 2026 (178 days ago)
Last Updated: May 12, 2026 (178 days ago)

194-196 St. Paul Street, St. Catharines, ON L2R 3M2 - About this home

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.
This Store W Apt/Office located at 194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is currently for sale and has been available at Kash Invest for 178 days. This property, in the city of St. Catharines and 451 - Downtown neighborhood, is listed at $999,900 with an estimated mortgage of $4,676* per month. It has an area of 37.01x85.49 sqft with 0 beds and 2 BR. Waterfront Communities C1, Weston and Bradford are nearby neighbourhoods.

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Amenities and features
  • Major Highway
  • Public Transit
Facts and Features
Property
Status: Active
Property Type: Commercial
Property Sub Type: Store W Apt/Office
Transaction Type: For Sale
Area: Niagara
Community: 451 - Downtown
Occupant Type: Vacant
Possession Type: Flexible
Cross Street: James Street
Listed On: 2026-05-12
Last Modified: 2026-05-12
MLS Number: X13116806
Listing Brokerage: ROCK STAR REAL ESTATE INC.
Inside
Air Conditioning: Yes
Total Bathrooms: 2
Heating: Gas Forced Air Open
Building
Security Features: No
Building Area Total: 3794
Building Area Units: Square Feet
HST Application: Included In
Parking
Parking Spaces (Driveway): 1
Financial
Tax Annual Amount: 13039.13
Tax Year: 2025
Tax Legal Description: Lt 56 Cp Pl 2 Grantham Except Ro738093; T/W Ro7380
Land
Frontage: 37.01
Lot Depth: 85.49
Lot Size Units: Feet
Lot Features: Irregular Lot
Lot Type: Lot
Lot Irregularities: 37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F
Directions: James Street
Parcel Number: 462180120
Roll Number: 262904000218000
Community Features: Major Highway, Public Transit
Cross Street: James Street
Commercial General
Property Use: Store With Apt/Office
Contract Status: Available
Free Standing: Yes
Retail Area: 1600
Retail Area Units: Sq Ft
Office / Apt Area: 1594
Office / Apt Area Units: Sq Ft
Tax Type: Annual
Utilities: Yes
Price Unit: For Sale
List AOR: Toronto Regional Real Estate Board
Showing Requirements: Lockbox, Showing System
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FAQs About 194-196 St. Paul Street, St. Catharines, ON L2R 3M2, St. Catharines


194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is a store w apt/office, commercial development located at 194-196 St. Paul Street, St. Catharines, ON L2R 3M2.

194-196 St. Paul Street, St. Catharines, ON L2R 3M2 offers a wide array of amenities including Major Highway, Public Transit.

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